.teriam-risk-page,
.teriam-risk-page *,
.teriam-risk-page *::before,
.teriam-risk-page *::after {
  box-sizing: border-box;
}

.teriam-risk-page {
  --teriam-risk-green: #16c916;
  --teriam-risk-green-soft: #eefeef;
  --teriam-risk-dark: #20251f;
  --teriam-risk-text: #232621;
  --teriam-risk-muted: #71766e;
  --teriam-risk-border: rgba(35, 38, 33, 0.14);

  width: 100%;
  min-width: 320px;
  overflow: hidden;
  color: var(--teriam-risk-text);
  background: #ffffff;
  font-family: "Inter", sans-serif;
}

.teriam-risk-page img,
.teriam-risk-page svg {
  display: block;
  max-width: 100%;
}

.teriam-risk-page a {
  color: inherit;
  text-decoration: none;
}

.teriam-risk-page h1,
.teriam-risk-page h2,
.teriam-risk-page h3,
.teriam-risk-page p,
.teriam-risk-page figure {
  margin: 0;
}

.teriam-risk-container {
  width: 100%;
  max-width: calc(var(--container-width, 1440px) + (var(--container-padding, 48px) * 2));
  margin: 0 auto;
  padding-left: var(--container-padding, 48px);
  padding-right: var(--container-padding, 48px);
}

.teriam-risk-hero {
  padding: 48px 0 48px;
  background: var(--teriam-risk-green-soft);
}

.teriam-risk-hero__inner {
  display: flex;
  flex-direction: column;
}

.teriam-risk-hero__top {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 540px);
  gap: 40px;
  align-items: start;
  margin-bottom: 48px;
}

.teriam-risk-hero__title {
  max-width: 870px;
  color: var(--teriam-risk-text);
  font-size: clamp(48px, 5.35vw, 68px);
  font-weight: 700;
  line-height: 1;
  letter-spacing: 0;
  text-transform: uppercase;
}

.teriam-risk-hero__title span {
  display: block;
}

.teriam-risk-hero__side {
  min-width: 0;
  max-width: 100%;
  padding-top: 4px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  gap: 25px;
}

.teriam-risk-hero__text {
  max-width: 470px;
  margin-bottom: 34px;
  color: var(--teriam-risk-text);
  font-size: clamp(20px, 1.45vw, 24px);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.025em;
  text-transform: uppercase;
}

.teriam-risk-hero__buttons {
  width: 100%;
  max-width: 100%;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 12px;
  align-items: stretch;
}

.teriam-risk-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  width: 100%;
  min-width: 0;
  max-width: 100%;
  min-height: 64px;
  padding: 18px 22px;
  border: 1.5px solid transparent;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 800;
  line-height: 1;
  text-transform: uppercase;
  white-space: nowrap;
  text-decoration: none !important;
  transition:
    transform 0.25s ease,
    background-color 0.25s ease,
    border-color 0.25s ease,
    color 0.25s ease;
}

.teriam-risk-btn:hover,
.teriam-risk-btn:focus-visible,
.teriam-risk-cta__button:hover,
.teriam-risk-cta__button:focus-visible {
  transform: translateY(-2px);
}

.teriam-risk-btn span,
.teriam-risk-cta__button span {
  display: inline-block !important;
  visibility: visible !important;
  opacity: 1 !important;
  text-decoration: none !important;
}

.teriam-risk-btn img {
  width: 22px;
  height: 22px;
  flex: 0 0 22px;
  object-fit: contain;
}

.teriam-risk-btn--outline,
.teriam-risk-btn--outline span {
  color: #232621 !important;
}

.teriam-risk-btn--outline {
  background: #ffffff !important;
  border-color: #232621 !important;
}

.teriam-risk-btn--accent,
.teriam-risk-btn--accent span {
  color: #ffffff !important;
}

.teriam-risk-btn--accent {
  background: #16c916 !important;
  border-color: #16c916 !important;
}

.teriam-risk-btn--outline img {
  filter: none !important;
  opacity: 1 !important;
}

.teriam-risk-btn--accent img {
  filter: brightness(0) invert(1) !important;
  opacity: 1 !important;
}

.teriam-risk-hero__media {
  position: relative;
  width: 100%;
  margin: 0;
  overflow: hidden;
  border-radius: 16px;
  background: #07140d;
}

.teriam-risk-hero__media img {
  width: 100%;
  height: clamp(280px, 22.75vw, 328px);
  object-fit: cover;
  object-position: center;
}

.teriam-risk-scoring {
  padding: 64px 0 64px;
  color: var(--teriam-risk-green-soft);
  background: var(--teriam-risk-dark);
}

.teriam-risk-scoring__layout {
  display: grid;
  grid-template-columns: 380px minmax(0, 1fr);
  gap: 34px;
  align-items: start;
}

.teriam-risk-scoring__title {
  color: var(--teriam-risk-green-soft);
  font-size: clamp(40px, 3.55vw, 48px);
  font-weight: 700;
  line-height: 1;
  letter-spacing: 0;
  text-transform: uppercase;
}

.teriam-risk-scoring__content {
  min-width: 0;
}

.teriam-risk-insurance {
  min-height: 50px;
  margin-bottom: 22px;
  padding: 10px 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  border-radius: 7px;
  background: var(--teriam-risk-green-soft);
  color: var(--teriam-risk-text);
  text-align: center;
}

.teriam-risk-insurance img {
  width: 18px;
  height: 18px;
  flex: 0 0 18px;
}

.teriam-risk-insurance__strong {
  color: var(--teriam-risk-green);
  font-size: 24px;
  font-weight: 500;
  line-height: 1;
  text-transform: uppercase;
}

.teriam-risk-insurance__text {
  color: #5a5f58;
  font-size: 16px;
  line-height: 1.2;
}

.teriam-risk-score-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.teriam-risk-score-card {
  overflow: hidden;
  border: 1px solid rgba(238, 254, 239, 0.13);
  border-radius: 7px;
  background: rgba(255, 255, 255, 0.025);
}

.teriam-risk-score-card__image {
  width: 100%;
  height: 104px;
  object-fit: cover;
  object-position: center;
}

.teriam-risk-score-card__body {
  padding: 16px;
}

.teriam-risk-score-card h3 {
  margin-bottom: 12px;
  color: #f0feef;
  font-size: 24px;
  font-weight: 700;
  line-height: 1;
  letter-spacing: 0;
  text-transform: uppercase;
}

.teriam-risk-score-card p {
  color: #f0feef;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.3;
}

.teriam-risk-score-card--wide {
  grid-column: 1 / -1;
  min-height: 164px;
}

.teriam-risk-score-card--wide .teriam-risk-score-card__image {
  height: 97px;
}

.teriam-risk-score-card--wide .teriam-risk-score-card__body {
  padding: 18px 22px 22px;
  text-align: center;
}

.teriam-risk-score-card--wide h3 {
  margin-bottom: 10px;
}

.teriam-risk-score-card--wide p {
  max-width: 850px;
  margin: 0 auto;
}

.teriam-risk-challenge {
  padding: 96px 0 96px;
  background: #ffffff;
}

.teriam-risk-challenge__layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 72px 455px;
  gap: 24px;
  align-items: stretch;
}

.teriam-risk-challenge-card {
  min-height: 506px;
  padding: 52px 48px 46px;
  border: 1px solid #dfe5dc;
  border-radius: 8px;
  background: #f4f5f4;
}

.teriam-risk-challenge-card h2,
.teriam-risk-solution-card h2,
.teriam-risk-cta__content h2 {
  font-weight: 700;
  text-transform: uppercase;
}

.teriam-risk-challenge-card h2 {
  color: #232621;
  font-size: clamp(40px, 3.2vw, 48px);
  line-height: 1;
  letter-spacing: 0.01em;
}

.teriam-risk-problem-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin-top: 27px;
}

.teriam-risk-problem-card {
  min-height: 288px;
  padding: 24px 18px 20px;
  border: 1px solid #dfe5dc;
  border-radius: 6px;
  background: #ffffff;
}

.teriam-risk-problem-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 48px;
  border-radius: 7px;
  background: #f0f1f0;
  color: var(--teriam-risk-text);
}

.teriam-risk-problem-card__icon svg {
  width: 35px;
  height: 35px;
}

.teriam-risk-problem-card h3 {
  margin-bottom: 14px;
  color: #232621;
  font-size: clamp(16px, 1.55vw, 24px);
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: 0;
}

.teriam-risk-problem-card p {
  color: #71766e;
  font-size: 16px;
  line-height: 1.3;
}

.teriam-risk-bridge {
  display: flex;
  align-items: center;
  justify-content: center;
}

.teriam-risk-bridge span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 10px;
  background: #cbffcb;
  color: var(--teriam-risk-green);
}

.teriam-risk-bridge svg {
  width: 35px;
  height: 35px;
}

.teriam-risk-solution-card {
  min-height: 506px;
  padding: 48px 48px 42px;
  border: 1.5px solid var(--teriam-risk-green);
  border-radius: 8px;
  background: var(--teriam-risk-green-soft);
}

.teriam-risk-solution-card__head {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 24px;
  align-items: start;
}

.teriam-risk-solution-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: 8px;
  background: #ccf8cf;
}

.teriam-risk-solution-icon img {
width: 22px;
    height: 22px;
  object-fit: contain;
}

.teriam-risk-solution-card h2 {
  color: #16c916;
  font-size: clamp(40px, 3.55vw, 48px);
  line-height: 1.2;
  letter-spacing: 0.01em;
}

.teriam-risk-solution-card p {
  max-width: 318px;
  margin: 25px 0 0 75px;
  color: #71766e;
  font-size: 16px;
  line-height: 1.18;
}

.teriam-risk-solution-tags {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  margin: 48px 0 0;
  padding: 0;
  list-style: none;
}

.teriam-risk-solution-tags li {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--teriam-risk-green);
  font-size: 14px;
  line-height: 1;
}

.teriam-risk-solution-tags li::before {
  display: none;
}

.teriam-risk-solution-tags img {
  width: 14px;
  height: 14px;
  flex: 0 0 14px;
  object-fit: contain;
}

.teriam-risk-cta {
  padding: 0 0 96px;
  background: #ffffff;
}

.teriam-risk-cta__banner {
  min-height: 247px;
  padding: 46px 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
  overflow: hidden;
  border-radius: 8px;
  background-image: var(--teriam-risk-cta-bg);
  background-position: center;
  background-repeat: no-repeat;
  background-size: cover;
}

.teriam-risk-cta__content {
  color: #ffffff;
}

.teriam-risk-cta__content p {
  margin-bottom: 25px;
  color: #ffffff;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.2;
}

.teriam-risk-cta__content h2 {
  max-width: 885px;
  color: #ffffff;
  font-size: clamp(40px, 3.55vw, 48px);
  line-height: 1;
  letter-spacing: 0;
}

.teriam-risk-cta__button,
.teriam-risk-cta__button span {
  color: #232621 !important;
}

.teriam-risk-cta__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  min-width: 268px;
  max-width: 100%;
  min-height: 64px;
  padding: 18px 28px;
  border: 1.5px solid #000000 !important;
  border-radius: 8px;
  background: #ffffff !important;
  font-size: 16px;
  font-weight: 700;
  line-height: 1;
  text-transform: uppercase;
  white-space: nowrap;
  text-decoration: none !important;
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.teriam-risk-cta__button img {
  width: 20px;
  height: 20px;
  flex: 0 0 20px;
  object-fit: contain;
  filter: none !important;
  opacity: 1 !important;
}

@media (max-width: 1199px) {
  .teriam-risk-hero__top {
    grid-template-columns: minmax(0, 1fr) minmax(0, 460px);
    gap: 28px;
  }

  .teriam-risk-hero__title {
    font-size: clamp(50px, 5.6vw, 66px);
  }

  .teriam-risk-scoring__layout {
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 24px;
  }

  .teriam-risk-score-card p {
    font-size: 14px;
  }

  .teriam-risk-challenge__layout {
    grid-template-columns: minmax(0, 1fr);
    gap: 28px;
  }

  .teriam-risk-bridge {
    justify-self: center;
    transform: rotate(90deg);
  }

  .teriam-risk-solution-card {
    min-height: auto;
  }

  .teriam-risk-solution-card p {
    max-width: 520px;
  }

  .teriam-risk-solution-tags {
    margin-top: 44px;
  }
}

@media (max-width: 991px) {
  .teriam-risk-container {
    padding-left: var(--container-padding, 24px);
    padding-right: var(--container-padding, 24px);
  }

  .teriam-risk-hero {
    padding-top: 50px;
  }

  .teriam-risk-hero__top {
    grid-template-columns: 1fr;
    gap: 24px;
    margin-bottom: 44px;
  }

  .teriam-risk-hero__title {
    max-width: 100%;
  }

  .teriam-risk-hero__buttons {
    grid-template-columns: 1fr 1fr;
  }

  .teriam-risk-scoring__layout {
    grid-template-columns: 1fr;
  }

  .teriam-risk-scoring__title br {
    display: none;
  }

  .teriam-risk-score-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .teriam-risk-score-card--wide {
    grid-column: 1 / -1;
  }

  .teriam-risk-problem-list {
    grid-template-columns: 1fr;
  }

  .teriam-risk-problem-card {
    min-height: auto;
    display: grid;
    grid-template-columns: 44px 1fr;
    gap: 14px;
    padding: 18px;
  }

  .teriam-risk-problem-card__icon {
    margin-bottom: 0;
  }

  .teriam-risk-problem-card h3 {
    margin-bottom: 8px;
  }

  .teriam-risk-cta__banner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 767px) {
  .teriam-risk-container {
    padding-left: 16px;
    padding-right: 16px;
  }

  .teriam-risk-hero {
    padding: 0 0 24px;
    background: var(--teriam-risk-green-soft);
  }

  .teriam-risk-hero .teriam-risk-container {
    padding-left: 0;
    padding-right: 0;
  }

  .teriam-risk-hero__inner {
    display: flex;
    flex-direction: column;
  }

  .teriam-risk-hero__media {
    order: -1;
    position: relative;
    width: 100%;
    max-width: 100%;
    margin: 0;
    overflow: hidden;
    border-radius: 28px 28px 0 0;
    background: #07140d;
  }

  .teriam-risk-hero__media::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: 0;
    height: 62px;
    background: linear-gradient(180deg, rgba(238, 254, 239, 0) 0%, var(--teriam-risk-green-soft) 100%);
    pointer-events: none;
  }

  .teriam-risk-hero__media img {
    display: block;
    width: 100%;
    max-width: none;
    height: 250px;
    object-fit: cover;
    object-position: center center;
  }

  .teriam-risk-hero__top {
    display: block;
    margin: 20px 0 0;
    padding-left: 16px;
    padding-right: 16px;
  }

  .teriam-risk-hero__title {
    font-size: 31px;
    line-height: 1.04;
    letter-spacing: 0;
  }

  .teriam-risk-hero__side {
    padding-top: 32px;
  }

  .teriam-risk-hero__text {
    margin-bottom: 20px;
    font-size: 20px;
    line-height: 1.2;
    letter-spacing: 0;
  }

  .teriam-risk-hero__buttons {
    display: grid;
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .teriam-risk-btn {
    width: 100%;
    min-height: 64px;
    padding: 17px 20px;
    border-radius: 6px;
    font-size: 14px;
  }

  .teriam-risk-btn img {
    width: 19px;
    height: 19px;
    flex-basis: 19px;
  }

  .teriam-risk-scoring {
    padding: 64px 0 64px;
  }

  .teriam-risk-scoring__title {
    margin-bottom: 16px;
    font-size: 28px;
    line-height: 1.2;
  }

  .teriam-risk-insurance {
    min-height: 40px;
    padding: 8px 12px;
    gap: 5px;
    flex-wrap: wrap;
  }

  .teriam-risk-insurance img {
    width: 15px;
    height: 15px;
    flex-basis: 15px;
  }

  .teriam-risk-insurance__strong {
    font-size: 20px;
  }

  .teriam-risk-insurance__text {
    flex-basis: 100%;
    font-size: 12px;
  }

  .teriam-risk-score-grid {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-top: 20px;
  }

  .teriam-risk-score-card,
  .teriam-risk-score-card--wide {
    min-height: auto;
    border-radius: 8px;
  }

  .teriam-risk-score-card__image,
  .teriam-risk-score-card--wide .teriam-risk-score-card__image {
    height: 96px;
  }

  .teriam-risk-score-card__body,
  .teriam-risk-score-card--wide .teriam-risk-score-card__body {
    padding: 15px 16px 17px;
    text-align: left;
  }

  .teriam-risk-score-card--wide .teriam-risk-score-card__body {
    text-align: center;
  }

  .teriam-risk-score-card h3 {
    margin-bottom: 12px;
    font-size: 20px;
  }

  .teriam-risk-score-card--wide h3 {
    font-size: 21px;
  }

  .teriam-risk-score-card p {
    font-size: 14px;
    line-height: 1.2;
  }

  .teriam-risk-challenge {
    padding: 48px 0 48px;
  }

  .teriam-risk-challenge__layout {
    gap: 20px;
  }

  .teriam-risk-challenge-card {
    min-height: auto;
    padding: 24px 18px 18px;
    border-radius: 6px;
  }

  .teriam-risk-challenge-card h2 {
    max-width: 280px;
    margin: 0 auto;
    text-align: center;
    font-size: 28px;
    line-height: 1.04;
    letter-spacing: -0.04em;
  }

  .teriam-risk-problem-list {
    gap: 6px;
    margin-top: 18px;
  }

  .teriam-risk-problem-card {
    grid-template-columns: 36px 1fr;
    gap: 12px;
    padding: 13px 12px;
    border-radius: 5px;
  }

  .teriam-risk-problem-card__icon {
    width: 36px;
    height: 36px;
  }

  .teriam-risk-problem-card__icon svg {
    width: 24px;
    height: 24px;
  }

  .teriam-risk-problem-card h3 {
    font-size: 20px;
    line-height: 1.2;
  }

  .teriam-risk-problem-card p {
    font-size: 14px;
    line-height: 1.2;
  }

  .teriam-risk-bridge span {
    width: 43px;
    height: 43px;
    border-radius: 7px;
  }

  .teriam-risk-bridge svg {
    width: 25px;
    height: 25px;
  }

  .teriam-risk-solution-card {
    padding: 22px 18px 20px;
    border-radius: 5px;
  }

  .teriam-risk-solution-card__head {
    grid-template-columns: 44px 1fr;
    gap: 12px;
  }

  .teriam-risk-solution-icon {
    width: 44px;
    height: 44px;
    border-radius: 9px;
  }

  .teriam-risk-solution-icon img {
    width: 28px;
    height: 28px;
  }

  .teriam-risk-solution-card h2 {
    font-size: 31px;
    line-height: 0.95;
    letter-spacing: 0.01em;
  }

  .teriam-risk-solution-card p {
    max-width: none;
    margin: 16px 0 0 56px;
    font-size: 14px;
    line-height: 1.2;
  }

  .teriam-risk-solution-tags {
    gap: 8px;
    margin-top: 22px;
  }

  .teriam-risk-solution-tags li {
    gap: 5px;
    font-size: 12px;
  }

  .teriam-risk-solution-tags img {
    width: 10px;
    height: 10px;
    flex-basis: 10px;
  }

  .teriam-risk-cta {
    padding-bottom: 48px;
  }

  .teriam-risk-cta__banner {
    min-height: 294px;
    padding: 27px 22px 20px;
    gap: 22px;
    border-radius: 6px;
    background-image: var(--teriam-risk-cta-bg-mob, var(--teriam-risk-cta-bg));
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
  }

  .teriam-risk-cta__content p {
    margin-bottom: 14px;
    font-size: 16px;
    line-height: 1.2;
  }

  .teriam-risk-cta__content h2 {
    max-width: 290px;
    font-size: 28px;
    line-height: 1.2;
    letter-spacing: 0.02em;
  }

  .teriam-risk-cta__button {
    width: 100%;
    min-width: 0;
    min-height: 64px;
    margin-top: auto;
    padding: 17px 20px;
    border-radius: 5px;
    font-size: 14px;
  }

  .teriam-risk-cta__button img {
    width: 18px;
    height: 18px;
    flex-basis: 18px;
  }
}

@media (max-width: 389px) {
  .teriam-risk-hero__title {
    font-size: 32px;
  }

  .teriam-risk-challenge-card h2 {
    font-size: 28px;
  }

  .teriam-risk-solution-card h2 {
    font-size: 28px;
  }

  .teriam-risk-cta__content h2 {
    font-size: 28px;
  }
}